When should I get pre-approved for a mortgage?

You can make an appointment to sit with a mortgage specialist pretty much any time. They make themselves available because they are interested in serving your needs. Pre-Approvals expire though, typically after about 90 days. If you don't think you're ready to put in an offer on a house yet, then you should probably hold off until after you've begun viewing homes with the help of your Manor Agent.

Don't worry, your agent will also be thinking of this and will recommend to you when they think it's time to sit down with a mortgage specialist. If you're not sure who you should see about getting the best mortgage on the market, you can also ask your agent for a referral. They are constantly networking with mortgage professionals and spend a lot of their time developing relationships so that when they recommend someone, you know you can trust that advice.

PRO TIP: Some mortgage professionals can and will offer longer Pre-Approval windows – it never hurts to ask.



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